Investment Tips For Beginners

Investing can be intimidating so a lot of people put it off until too late. It’s better to find investment tips for beginners and start early than wait. If you’re not investing, especially if you are a woman, then you are losing ground financially.  Today we are going to talk about our personal investments, tips … Read more

50 Things To Do Instead of Spending Money

When you’re trying to live on a budget then it is essential to cut spending in certain areas. Cutting expenses isn’t always fun but there are lots of things you can do instead of spending money. Since I still like to enjoy life and have fun, I’ve created a list of 50 fun things to … Read more

How To Get Money When You’re Broke

How To Get Money When You're Broke

If you live paycheck to paycheck then an emergency expense could send you spiraling financially. You might be there now, wondering how to get money when you’re broke. It’s a tough place to be when you’re broke but need money. Emergencies Happen When You’re Broke Many people without savings live in fear of “Murphy”. That … Read more

Sinking Funds List Of Categories

Sinking funds can change your life financially. Creating a sinking funds list and using them in our budget radically change how we handle money. You may want to start several sinking funds once you learn how sinking funds work. But which sinking funds are best? Is there a sinking funds list? If you are wondering … Read more

Welcome to Pennies Not Perfection!

Welcome to Pennies Not Perfection! I’ve been oversharing my life online for over a decade now and Pennies Not Perfection is the ultimate connection of where my communication and passion meet: talking about handling money without stress and anxiety. Over the years after I graduated college I taught myself the basics personal finance by reading personal … Read more