I’ve been thinking a lot about the home buying process lately since I bought our home three years ago and have helped numerous family members through the process as well. Since buying a home is one of the largest purchases a person will even make, it is one that should be carefully planned for and … Read more
Happy New Year! It is the beginning of a new year and like many people out there you are likely planning to make new year’s resolutions to improve your life this year. Many years I make financial related goals and resolutions for improving our finances for the new year. My goals are generally about being … Read more
Giving during Christmas can be wonderful but also expensive. If you’re struggling to think of frugal Christmas gift ideas that don’t suck then you are in the right place. Cutting back during holiday spending without seeming cheap is an art form. You want to give great gifts without blowing past your budget? Try out these … Read more
We love our house but we made several big mistakes when we bought it. As first time home buyers we thought we were prepared but we unfortunately still made several mistakes. Today I’m sharing those 4 mistakes we made buying our first house so that you can avoid these common first time home buyer mistakes. … Read more
Are you looking for frugal living tips that actually work? Want to save money without reusing ziploc bags? You’re in the right place. You may want to live frugally to achieve a big financial goal like paying off debt or buying a house, or maybe you have to live frugally to survive. Being frugal isn’t … Read more
When we purchased our first home we went with an FHA mortgage loan that allowed us to put down just 3.5% of the home price. This low down payment mortgage option allowed us to buy our first home without saving up much money, but was it worth it? Today I’m looking over the pros and … Read more