There are hundreds of ways to manage your money and plenty of services out there to help you. I’ve tried and tested hundreds of them and settled on these as my favorites that I currently use.
Money Saving Websites
Swagbucks: I’ve used Swagbucks for yes to earn free gift cards and cash. You can play games, take surveys, surf the web or shop to earn points you can exchange for gift cards or cash. Sign up for Swagbucks here.
Rakuten: With Rakuten you earn free cash back for shopping online like you normally would at hundreds of stores from Kohls to Amazon and more. Rakuten splits affiliate commissions with you as a thank you for going through their links. You also get $10 just for signing up! Sign up for Rakuten here.
Helpful Money Tools
Credit Karma: This useful tool offers your credit score free, tips to improve it, and free monitoring for fraud. We signed up for expensive credit monitoring elsewhere at first, but now use this free version. Check your credit at Credit Karma.
Credit Sesame: This site also provides a free credit score and tips to improve credit. It’s great to check your credit score for free in multiple services so you know where you stand. Your score affects whether you are approved for a loan, get an apartment, are hired for certain jobs. Checking your score is the first step to raising it! Check you credit with Credit Sesame.
Personal Capital: Similar to Mint, this free service provides useful and detailed financial software for free. You can track net worth, cash flow, portfolio, investments and more. This helps you get an overall picture of your financial health and investments. Sign up for Personal Capital here.
Mint: I use mint.com and it’s iphone/ipad apps to budget and track my expenses. Every cent I spend is done through credit cards which then is tracked through mint which helps me organize my expenses and see where I can improve. Mint has been incredible and changed how I manage my money. If you have no clue what is happening with your finances I recommend using mint to tune in and discover where your money is actually going. Get Mint for yourself.
Investing Platforms I Love
Vanguard: Vanguard has been the place where I’ve invested since college and even within other investment accounts below, I choose Vanguard funds. They focus on index funds and very low cost investing with few fees. Start investing with Vanguard.
Bonus! I’m proud to be working with Ellevest to help get more money in the hands of more women. If you open an account through my link … I’ll earn a commission and Ellevest will give you $50 when you make your first deposit.**
Robinhood: Robinhood is an app where you can buy and sell stocks and build a portfolio. Many people use Robinhood to build up a dividend stocks portfolio that is an extra source of income. You also get 1 free stock just for joining! My husband used Robinhood for years before me but finally got me involved to pick a few favorite stocks. Sign up for Robinhood here.
M1 Finance: I recently started with M1 Finance after falling in love with seeing other people’s portfolios on their app. They have the prettiest and most user friendly app of any investing platform. They also let you buy fractional shares which means you can start buying things like Apple and Tesla for small amounts of money! Start investing with M1 Finance.