When you’re trying to live on a budget then it is essential to cut spending in certain areas. Cutting expenses isn’t always fun but there are lots of things you can do instead of spending money. Since I still like to enjoy life and have fun, I’ve created a list of 50 fun things to … Read more
If you live paycheck to paycheck then an emergency expense could send you spiraling financially. You might be there now, wondering how to get money when you’re broke. It’s a tough place to be when you’re broke but need money. Emergencies Happen When You’re Broke Many people without savings live in fear of “Murphy”. That … Read more
Sinking funds can change your life financially. Creating a sinking funds list and using them in our budget radically change how we handle money. You may want to start several sinking funds once you learn how sinking funds work. But which sinking funds are best? Is there a sinking funds list? If you are wondering … Read more
Welcome to Pennies Not Perfection! I’ve been oversharing my life online for over a decade now and Pennies Not Perfection is the ultimate connection of where my communication and passion meet: talking about handling money without stress and anxiety. Over the years after I graduated college I taught myself the basics personal finance by reading personal … Read more