I’ve spent years paying off debt accumulated during my college experience so these days I spend a lot of time trying to help young people not make the same mistakes. Student loan debt has surpassed the trillion dollar mark and student graduating with student loan debt have to delay purchases like buying a home or … Read more
How do you get a reluctant spouse on board with budgeting? How does everyone convince their spouse to pay off debt? Why does it seem like everyone is working together on their finances except you? If you’re like me and my husband, it wasn’t easy to get on the same page with money instantly. While … Read more
I’ve been thinking a lot about the home buying process lately since I bought our home three years ago and have helped numerous family members through the process as well. Since buying a home is one of the largest purchases a person will even make, it is one that should be carefully planned for and … Read more
Happy New Year! It is the beginning of a new year and like many people out there you are likely planning to make new year’s resolutions to improve your life this year. Many years I make financial related goals and resolutions for improving our finances for the new year. My goals are generally about being … Read more
Giving during Christmas can be wonderful but also expensive. If you’re struggling to think of frugal Christmas gift ideas that don’t suck then you are in the right place. Cutting back during holiday spending without seeming cheap is an art form. You want to give great gifts without blowing past your budget? Try out these … Read more
Paying off your mortgage faster doesn’t have to include crazy schemes or huge extra payments. In fact, it can be very simple. We are paying off our mortgage faster and saving thousands in interest by using two simple techniques. Today I’m breaking down our monthly mortgage statement to show you how much we pay per … Read more