20 Frugal Christmas Gift Ideas

Giving during Christmas can be wonderful but also expensive. If you’re struggling to think of frugal Christmas gift ideas that don’t suck then you are in the right place. Cutting back during holiday spending without seeming cheap is an art form. You want to give great gifts without blowing past your budget? Try out these … Read more

2 Easy Ways To Pay Off A Mortgage Faster

Paying off your mortgage faster doesn’t have to include crazy schemes or huge extra payments. In fact, it can be very simple. We are paying off our mortgage faster and saving thousands in interest by using two simple techniques. Today I’m breaking down our monthly mortgage statement to show you how much we pay per … Read more

4 First Time Home Buyer Mistakes We Made

We love our house but we made several big mistakes when we bought it. As first time home buyers we thought we were prepared but we unfortunately still made several mistakes. Today I’m sharing those 4 mistakes we made buying our first house so that you can avoid these common first time home buyer mistakes. … Read more

25 Frugal Living Tips

frugal living tips I've learned

Are you looking for frugal living tips that actually work? Want to save money without reusing ziploc bags? You’re in the right place. You may want to live frugally to achieve a big financial goal like paying off debt or buying a house, or maybe you have to live frugally to survive. Being frugal isn’t … Read more

Is A Low Down Payment Mortgage Worth It?

Home-Mortgage-Closing-Costs-Examples

When we purchased our first home we went with an FHA mortgage loan that allowed us to put down just 3.5% of the home price. This low down payment mortgage option allowed us to buy our first home without saving up much money, but was it worth it? Today I’m looking over the pros and … Read more

12 Frugal Beauty Tips | Beauty On A Budget

Do you love beauty products and makeup but don’t want it to destroy your budget? Welcome to the beauty on a budget club! Today I’m sharing my frugal beauty tips and my own personal favorite budget beauty products as a collaboration with Cents and Purpose and Kate Kaden! Makeup and beauty is one area where … Read more