33 Money Saving Tips For A Frugal Christmas

Having a debt-free, frugal Christmas doesn’t mean you can’t enjoy the holidays but it does mean you’ll have an enjoyable holiday without feeling broke.  When you’re mindful and intentional about your spending during Christmas you can have a frugal season and enjoy everything the holidays are meant to be about.  There are many ways you … Read more

Budget Categories List

Are you a budgeting beginner? Trying to revamp your budget after time off? This budget categories list can help give your budget a refresh! Sometimes it helps to see a list of expenses and budgeting categories to help find all the expenses you might have in a month. The following is a long list of … Read more

13 Free Self Care Ideas

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Unfortunately we’ve been sold the idea that self care must cost money. Self care is shown as luxurious items, spa days, and things that often don’t fit in the budget. But honestly there are many free self care ideas that make more of an impact on your mental health than any luxurious purchase. If you … Read more

How To Get Free Baby Stuff ($100 Worth)

how to get free baby stuff - penniesnotperfection.com

I love free stuff. Who doesn’t enjoy getting things for free? Getting free stuff is even more important once you have a new baby and many new baby expenses. In this post I’m sharing how to get free baby stuff and showing the $100 worth of free stuff I got from the Amazon baby registry. … Read more

Free Crypto Sign Up Bonus Offers

free crypto sign up bonus on blockfi

Free crypto might be the best crypto. When I started investing in cryptocurrency I did not have a lot of extra money so I got creative in how I stacked my crypto. Luckily many companies offer crypto sign up bonus offers to new customers. Yep, you can get free crypto just for signing up for … Read more

Home Mortgage Closing Costs Explained

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Do you understand home mortgage closing costs? Do you know what is included in these fees? Let’s look at an example of real life mortgage closing costs and what these fees cover. I love using real numbers to show how much things like real estate cost because it’s helpful for new home owners and soon … Read more