Many apps offer sign up bonuses if you use a referral code or referral link from a friend when you sign up. However, you might not always have a friend using the app before you which means you don’t get the free bonus money. If that’s your situation – don’t worry because I’m here to help.

To help those of you who love getting free stuff I’ve listed all of my referral codes for various apps here so you can take advantage of the free referral bonuses! For most of these when you use my link or code I get the exact same amount in my account so thank you for using them to support this work!

Investing Apps

Cash App – Use this referral link to get $5 free on Cash App when you send $5 after signing up.

Coinbase – Use this referral link to get $10 of free Bitcoin on Coinbase when you buy or sell $100 in any crypto.

M1 Finance – Use this referral link to get $30 bonus when signing up to invest at M1 Finance after contributing a certain amount to the account. Check the details when you sign up as it changes often.

Robinhood – Use this referral link for one free stock on Robinhood when you sign up for an account (will have my husband’s name). With this one you don’t have to deposit anything to get the free stock.

Savings Apps

Fetch Rewards – Use referral code MV7RR when you sign up for minimum $2 toward your balance to purchase gift cards. Also check out my Fetch Rewards tutorial and review post.

Ibotta – Use this link with referral code vernepp when you sign up for a bonus in your account from $10-$40 depending on promotions.

Why Am I Sharing These?

First of all, referrals earn me money too! For every sign up you get a bonus and so do I! Just like the sign up bonuses you receive, the ones I get also range from $2 to $50.

Second, not enough women in personal finance were sharing their codes. I wanted to sign up for a SoFi invest account and get the $50 bonus so I searched for a referral link and came up very frustrated that the first several pages of listings on Google and YouTube were all run by males. I actively wanted to give my referral to a female and could not find one, so I’m sharing all of mine for those who might want to do the same. Women use financial apps too and I want to share more reviews and referrals because the current landscape is lacking that insight.

Finally, because it helps you. I’ve been in the position where I wanted to use an app or service but didn’t have access to a connection where I would receive a referral sign up bonus. It is frustrating! Putting these referral codes and links out there can help others avoid that situation and get a little bit of a kickback when they sign up for something. I love being able to give others free money!