Use my referral code MV7RR when you sign up for Fetch Rewards for a sign up bonus!
If you're looking for a super simple way to earn cashback on your everyday purchases, you might want to try Fetch Rewards.
In this post, I’ll walk you through how the app works, what I personally like about it after four years of use, and a few drawbacks to keep in mind. Overall, it’s one of the easiest cashback apps I’ve ever used — which is why I still recommend it.
How Fetch Rewards Works
Fetch Rewards is incredibly simple. You earn points — which you can redeem for gift cards — just by scanning your receipts. That’s it. No clipping coupons or linking accounts.
You shop as usual, get your receipt, open the Fetch app, snap a photo, and submit it.
You can scan receipts from:
- Grocery stores
- Gas stations
- Clothing retailers
- Restaurants
- Basically, any store
Fetch automatically reads your receipt and awards points based on what you bought. If you purchased a brand-name item with a bonus offer, you’ll earn even more points — without doing anything extra. Even if there aren’t any bonus offers, you still get base points just for uploading your receipt.
How Easy Is It to Use?
Using Fetch Rewards is effortless. There are no extra steps, no coupons to clip, and no deals to activate. You just scan and earn.
I love that you don’t have to change your shopping habits or add anything to your routine. It’s just a simple scan-and-go system.
How Fast Is It?
Scanning a receipt takes less than a minute — just a couple of clicks.
In my own routine, I let my husband’s receipts pile up during the week (he’s a nightly shopper), and then I batch scan all of them in a minute or two. It’s quick, painless, and efficient.
Gift Card Redemption Options
One of my favorite features is the wide variety of gift cards you can get with your points. Fetch partners with dozens of major retailers including:
- Amazon
- Target
- Walmart
- Restaurants
- Cruise lines
- Airlines like Southwest
- Visa prepaid cards
Personally, I’ve redeemed gift cards for Amazon, Southwest (for flights to Disney World!), and restaurants. All of them worked seamlessly and felt like real money saved.
Bonus Point Opportunities
Fetch often offers bonus points for specific purchases, but unlike other apps, you don’t have to activate anything in advance. If you buy a qualifying item, you’ll get the bonus points automatically.
That’s a huge time-saver compared to apps where you have to scroll, search, and add deals before shopping.
Stack It with Other Apps
You can also stack Fetch Rewards with other cashback apps like Ibotta. I use both.
You can scan the same receipt in both apps and earn from each — there’s no conflict. It’s an easy way to double or even triple your cash back without doing any extra work.
Downsides of Fetch Rewards
While Fetch is a great app, it’s not perfect. Here are two potential cons:
- No direct cash back: Unlike apps like Upside that send cash directly to your bank account, Fetch only offers gift cards. There is a Visa prepaid card option, but you still won’t get true bank deposit-style cashback.
- Slow point buildup for some users: If you’re not buying a lot of name-brand items or making many purchases, it can feel like points accumulate slowly. You’ll earn more quickly if you refer friends or take advantage of bonus offers, but otherwise, it may take time to reach a gift card threshold.
Should You Try It?
In my opinion, yes — absolutely try it out. It’s free to download, super easy to use, and with a referral code like MV7R, you’ll even start with some bonus points. That means after just one or two receipts, you could already be eligible for a small gift card.
Fetch lets you redeem for gift cards under $10, so you don’t have to wait forever to see value. Plus, scanning receipts can be as simple as doing it in the parking lot after a grocery run. It adds almost no time to your routine, and over the course of a year, those points can really add up — potentially enough to cover gifts or even holiday shopping.
I’ve used Fetch Rewards to cover Christmas presents and travel expenses just from scanning receipts. And compared to similar apps like Ibotta or Receipt Hog, I find Fetch to be the easiest both in earning points and redeeming rewards.
Final Thoughts
If you’re looking for a low-effort way to earn gift cards from purchases you’re already making, Fetch Rewards is one of the best options out there. It’s easy, convenient, and completely free.
Try it for a week, see if it fits into your routine, and let me know what you think! If you already use Fetch Rewards, drop a comment and tell me why you love it — or what other apps you stack it with to maximize rewards.