When we purchased our first home we went with an FHA mortgage loan that allowed us to put down just 3.5% of the home price. This low down payment mortgage option allowed us to buy our first home without saving up much money, but was it worth it? Today I’m looking over the pros and … Read more
Do you love beauty products and makeup but don’t want it to destroy your budget? Welcome to the beauty on a budget club! Today I’m sharing my frugal beauty tips and my own personal favorite budget beauty products as a collaboration with Cents and Purpose and Kate Kaden! Makeup and beauty is one area where … Read more
Investing can be intimidating so a lot of people put it off until too late. It’s better to find investment tips for beginners and start early than wait. If you’re not investing, especially if you are a woman, then you are losing ground financially. Today we are going to talk about our personal investments, tips … Read more
When you’re trying to live on a budget then it is essential to cut spending in certain areas. Cutting expenses isn’t always fun but there are lots of things you can do instead of spending money. Since I still like to enjoy life and have fun, I’ve created a list of 50 fun things to … Read more
If you live paycheck to paycheck then an emergency expense could send you spiraling financially. You might be there now, wondering how to get money when you’re broke. It’s a tough place to be when you’re broke but need money. Emergencies Happen When You’re Broke Many people without savings live in fear of “Murphy”. That … Read more
Sinking funds can change your life financially. Creating a sinking funds list and using them in our budget radically change how we handle money. You may want to start several sinking funds once you learn how sinking funds work. But which sinking funds are best? Is there a sinking funds list? If you are wondering … Read more