• Our Mortgage Payoff Journey

    mortgage payoff update paying off our home mortgage

    In this post I’m sharing the mortgage payoff journey for our first home purchased in Tennessee in 2016. We are not outright opposed to debt but see the value in eventually living without tons of payments taking our income. Because I’m also a business owner with variable income it makes sense to us to have […]

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  • Blog Monetization Challenge – Update 1

    Blog Monetization Challenge

    In 2022 my goal is to monetize this blog. I’ve decided to track the progress as a Blog Monetization Challenge. This will give me the opportunity to share what I’ve learned as I discover if it’s possible to still grow a blog/website in 2022. Welcome to the first update! Where We Started I started this […]

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  • Etsy SEO Tips

    Etsy SEO Tips from Pennies Not Perfection

    After creating tons of Etsy seller videos and hanging out in Etsy seller groups to share Etsy SEO tips, I’ve realized many sellers do not understand Etsy SEO. I see variations of the question “what is SEO on Etsy” way too often. This means many sellers are missing out on the most powerful sales tool […]

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  • Net Worth Tracker Options

    If you want to calculate your net worth there are multiple net worth tracker options available. Net worth is one of the most motivating things to track during a financial journey. Every debt you pay off, every dollar you save will reflect in your growing net worth numbers. How To Calculate Net Worth Calculating your […]

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  • Roth IRA 101

    roth ira explained

    Roth IRAs are an amazing retirement account option allowing regular people become tax-free millionaires. In this Roth IRA 101 guide I share all the resources and tools I recommend for investing in a Roth IRA. Roth IRA Explained This guide to Roth IRAs for beginners goes over a few things: why you should open a […]

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  • 52 Week Money Challenge $10,000

    52 Week Money Challenge $10000

    Are you looking for a 52 week money challenge with $10,000 as a savings goal? You’ve found it! Using a money savings challenge can help you save up $10,000 in 52 weeks for whatever goal you have from an emergency fund to a down payment. Each week you save the amount listed and after 52 […]

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  • No Spend Challenge Rules

    tips for paying down debt

    Are there no spend challenge rules? Yes… and no. No spend challenges can be great for cutting back your spending and saving money for big financial goals. Whenever I mention them online people always want to no what the rules are and how to do one. The thing I love about no spend challenges is […]

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  • The Simple Path To Wealth Review

    Money Lessons From The Simple Path To Wealth Review

    In this The Simple Path To Wealth review I’ll share some of the lessons I learned and why I think this book is essential reading for most people. Learning money lessons from books like The Simple Path To Wealth helps many of us in our financial journeys. As we move from paying off debt to […]

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  • Blog Monetization Challenge For 2022

    Blog Monetization Challenge

    In 2022 I have a goal to better monetize this blog so I’m doing a Blog Monetization Challenge. I’ll be tracking it here on the blog itself as well as on my digital marketing tutorial channel on YouTube. Before I get into the 2022 Blog Monetization Challenge details and what I plan to achieve, let’s […]

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  • 10 Financial Goals For 2022

    Financial Goals For 2022

    Are you trying to choose financial goals for a new year? These financial goals for 2022 can help you choose something for your own list. This financial goal list is just ideas to inspire you. Maybe you can add one or two to your own goals list for the year! I’ve included a couple in […]

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