Our Mortgage Payoff Journey

mortgage payoff update paying off our home mortgage

In this post I’m sharing the mortgage payoff journey for our first home purchased in Tennessee in 2016. We are not outright opposed to debt but see the value in eventually living without tons of payments taking our income. Because I’m also a business owner with variable income it makes sense to us to have … Read more

Blog Monetization Challenge – Update 1

Blog Monetization Challenge

In 2022 my goal is to monetize this blog. I’ve decided to track the progress as a Blog Monetization Challenge. This will give me the opportunity to share what I’ve learned as I discover if it’s possible to still grow a blog/website in 2022. Welcome to the first update! Where We Started I started this … Read more

Etsy SEO Tips

Etsy SEO Tips from Pennies Not Perfection

After creating tons of Etsy seller videos and hanging out in Etsy seller groups to share Etsy SEO tips, I’ve realized many sellers do not understand Etsy SEO. I see variations of the question “what is SEO on Etsy” way too often. This means many sellers are missing out on the most powerful sales tool … Read more

Net Worth Tracker Options

If you want to calculate your net worth there are multiple net worth tracker options available. Net worth is one of the most motivating things to track during a financial journey. Every debt you pay off, every dollar you save will reflect in your growing net worth numbers. How To Calculate Net Worth Calculating your … Read more

Roth IRA 101

roth ira explained

Roth IRAs allow regular people to save for retirement and become tax-free millionaires. In this Roth IRA 101 guide I share all the resources and tools I recommend for investing in a Roth IRA. Roth IRA Explained This guide to Roth IRAs for beginners goes over a few things: Remember: I am not a financial … Read more

52 Week Money Challenge $10,000

52 Week Money Challenge $10000

Are you looking for a 52 week money challenge with $10,000 as a savings goal? You’ve found it! Using a money savings challenge can help you save up $10,000 in 52 weeks for whatever goal you have from an emergency fund to a down payment. Each week you save the amount listed and after 52 … Read more