• How To Raise Your Credit Score With Credit Card Use

    I’ve gone through the process of improving my credit score and I’ve also helped my husband and several friends do the same. Working on your credit to reach an 800 credit score can be both frustrating and very rewarding. Figuring out what works to raise your credit score takes a bit of effort, reliable resources, […]

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  • Online Income Report – September 2020

    income reports pennies not perfection

    Welcome to my monthly online income report for September 2020! Each month I share how much I make from my part time online content creation side hustle selling digital products and making videos about our personal finances on my YouTube channel. Each month here on the blog I go into more detail about what I earned from online […]

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  • Reasons To Use Credit Cards

    I used to hate credit cards. Hate. Hate. HATE. When I was paying off credit card debt right after college I hated those cards so much that I couldn’t bring myself to use them at all. I didn’t understand how anyone could say they actually liked using their credit cards… it just didn’t make sense! […]

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  • Online Income Report August 2020

    online income earning money with computer - pennies not perfection

    Welcome to my monthly online income report for August 2020! Each month I share how much money I make on YouTube and other sources of online content creation! This is my side hustle: selling digital products and making videos about our personal finances on my YouTube channel. Each month here on the blog I go into more detail […]

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  • Should You Go on Vacation While Paying Off Debt?

    Should you take vacations while you are paying off debt? If you are super focused on getting out of debt then is it worth it to take a vacation? I recently took a vacation with my mom, but I haven’t forgotten about paying off debt! I’m sharing my reasons why we took this vacation, ways […]

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  • How To Save Money On Food

    In the past, each month I would check my monthly spending and realize I’d spent a lot of money on food. A lot. Way too much. Between groceries and eating out I overspent my food budget every month. It was something that continually frustrated me because I overspent on food constantly. It wasn’t until I […]

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  • Online Income Report July 2020

    online-income-report-how-much-a-blog-and-youtube-channel-make

    Welcome to my monthly online income report for July 2020! Each month I share how much I make from my part time online content creation side hustle selling digital products and making videos about our personal finances on my YouTube channel. Each month here on the blog I go into more detail about what I earned from online […]

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  • Why & How We Refinanced Our Home in 2020

    I’ve shared a lot about our first home purchase from the starter home purchase price to the easy ways we were paying it off faster to drop PMI. Now I’m sharing the next phase in our home ownership journey: our mortgage refinance. Our Home Refinance Trigger When mortgage rates dropped to low levels in the […]

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