• How To Budget For Christmas

    Christmas spending derails many budgets but with planning and organization you can have a debt free and stress free Christmas this year. I love Christmas but in the past I had several that left me with a massive hangover from the anxiety and stress of spending too much on credit cards. I wasn’t full able to […]

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  • 20 Frugal Christmas Gift Ideas

    Christmas is a wonderful holiday but the consumerism culture has taken much of the joy out of it and instead given us credit card bills, stress, and piles of junk. I’m not a fan of that so I try to give and receive meaningful and frugal gifts each year instead. In the video above I […]

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  • October 2019 Online Income Report – $1,024.42

    earnning money as a blogger working from home

    Welcome to my monthly online income report! Each month here on the blog I share what I earned from online endeavors like this personal finance blog, my YouTube channel, and my Etsy shop. I like sharing real numbers to inspire myself and others. Since May when I realized earning more online income could keep me from going back […]

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  • 33 Money Saving Tips For A Frugal Christmas

    Having a debt-free, frugal Christmas doesn’t mean you can’t enjoy the holidays but it does mean you’ll have an enjoyable holiday without feeling broke.  When you’re mindful and intentional about your spending during Christmas you can have a frugal season and enjoy everything the holidays are meant to be about.  There are many ways you […]

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  • 2 Easy Ways To Pay Off A Mortgage Faster

    Paying off your mortgage faster doesn’t have to include crazy schemes or huge extra payments. In fact, it can be very simple. We are paying off our mortgage faster and saving thousands in interest by using two simple techniques. Today I’m breaking down our monthly mortgage statement to show you how much we pay per […]

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