30 Day Saving Challenge: Save $1,000 This Month

30 Day Saving Challenge Save 1,000 Dollars This Month - PenniesNotPerfection.com (1)

Sometimes you need to pile up cash fast. This $1,000 30 Day Saving Challenge can help you set aside $1,000 in the next month so you’re ready for whatever is in front of you. Whether you need the money for an unexpected expense or an emergency fund or another reason, savings challenges can be an … Read more

20 Things Rich People Do Daily

20 Things Rich People Do Daily

I was reading Dave Ramsey‘s blog and came across the post about what the rich do daily. It lists 20 things rich people do daily that poor people don’t do. The premise is that we can all improve our own net worth by learning and then implementing the 20 things rich people do. For instance, the wealthy carefully … Read more

How To Stop Impulse Buying (13 Ways To STOP)

How To Stop Impulse Buying (13 Ways To STOP)

Impulse buying is fun until the bill arrives. For many of us, myself included, impulse buying gives our brains a much desired bump in feel good chemicals. But it derails financial goals which is why many of us have to learn how to stop impulse buying. Impulse buying is a very, very normal habit. Almost … Read more

Buying Our First Home: Price & Mortgage Details

If you are nosy about real estate like me, then settle in because I’m sharing the details of buying our first home. In this video I discuss all the details of our mortgage. All the details of our experience with getting a mortgage and closing on our first home so you can learn what to … Read more

Paying Off Student Loans Without Going Crazy

Tips-For-Paying-Off-Student-Loans-after-graduating-college

Are you wishing for student loan forgiveness or are you looking for tips for paying off student loans? No matter how you plan to eliminate student loans your life will be better off once they are gone. There are a few personal finance milestones worth celebrating. These milestones include paying off credit card debt, paying … Read more

What Is The Purpose Of A Budget?

what is the purpose of a budget?

If you want to achieve a financial goal then you’ve probably been told you need to budget. Why is budgeting the first step for financial goals? What is the purpose of a budget? Does budgeting really help? Can it help you pay off debt, save money, or buy a house? Yes! After years of financial … Read more