Christmas is a wonderful holiday but the consumerism culture has taken much of the joy out of it and instead given us credit card bills, stress, and piles of junk. I’m not a fan of that so I try to give and receive meaningful and frugal gifts each year instead. In the video above I […]
Welcome to my monthly online income report! Each month here on the blog I share what I earned from online endeavors like this personal finance blog, my YouTube channel, and my Etsy shop. I like sharing real numbers to inspire myself and others. Since May when I realized earning more online income could keep me from going back […]
Having a debt-free, frugal Christmas doesn’t mean you can’t enjoy the holidays but it does mean you’ll have an enjoyable holiday without feeling broke. When you’re mindful and intentional about your spending during Christmas you can have a frugal season and enjoy everything the holidays are meant to be about. There are many ways you […]
If you are nosy about real estate like me, or want to buy a house and are curious about getting a mortage, then this video today is for you! In this video I discuss all the details of our mortgage. I share our much house cost, the amount we paid for PMI, the fees we […]
Paying off your mortgage faster doesn’t have to include crazy schemes or huge extra payments. In fact, it can be very simple. We are paying off our mortgage faster and saving thousands in interest by using two simple techniques. Today I’m breaking down our monthly mortgage statement to show you how much we pay per […]
We love our house but we made several big mistakes when we bought it. As first time home buyers we thought we were prepared but we unfortunately still made several mistakes. Today I’m sharing those 4 mistakes we made buying our first house so that you can avoid these common first time home buyer mistakes. […]