Budgeting can feel a lot like guessing and failing in the beginning. You can save yourself time by using worksheets or an app that guides you through the process but the basics of creating your first budget are actually easy. You need to figure out how much money you are bringing in and how much […]
For the past 8 months I’ve paid $150 for a gym membership. It’s the most I’ve ever paid for a gym membership and a number of times on my budget videos people have questions whether the gym membership was worth it or if I could get out of it. It’s made me wonder monthly if […]
Have you lost your job? Was your income cut in half by a lost contract? Was your entire department laid off? There are many ways you might end up in a financial crisis but regardless of how it happened there are a few common things you should do to make it through. Your budget priorities […]
I wrote about how to handle uncertain times in the time of a global pandemic over the weekend, but today I want to specifically share more financial steps you can take during an emergency like Coronavirus. There are things you should do with your money to put yourself in a better position! Only pay debt […]
I recently shared a video with some of my thoughts about how we plan to weather the potential effects of the coronavirus as it sweeps through the United States. There is a lot of uncertainty right now and people are panicking and buying unnecessary supplies and generally don’t know how to act. While there is […]
I’m a couple months late, but I’m finally sharing my March 2020 monthly online income report! I’m diving into how I make money online selling digital products and making videos about our personal finances on my YouTube channel. I share monthly income reports here on the blog and on YouTube. I share what I earned from online endeavors […]
Starting an Etsy shop in 2019 was a wonderful addition to my online business. It helped grow Pennies Not Perfection by leaps and bounds and also gave me a new creative outlet that I fell in love with. Etsy fulfilled many personal and business needs for me, but I wish had known more about Etsy […]
Are you prepared for an emergency? Do you have supplies to last multiple days if you lose power or must be quarantined? Most Americans don’t and until a few weeks ago – we didn’t either. Recently we decided to start a stockpile of supplies and emergency needs in order to weather different emergencies – from […]
Welcome to my February 2020 monthly online income report! I’m diving into how I make money online selling digital products and making videos about our personal finances on my YouTube channel. Each month here on the blog I share what I earned from online endeavors like this personal finance blog, my YouTube channel, and my Etsy shop. I […]
Have you tried a no spend challenge? In many personal finance and debt free communities online you will encounter the idea of doing a no spend month in order to save money more quickly. Many people use no spend challenges to save money quickly to pay off debt or save for a goal. If you […]
