Have you tried a no spend challenge? In many personal finance and debt free communities online you will encounter the idea of doing a no spend month in order to save money more quickly. Many people use no spend challenges to save money quickly to pay off debt or save for a goal. If you … Read more
I love watching investing videos on YouTube about dividend stock investing, but I’ve put off doing it myself for almost two years. But no more, because I’ve got a goal and taking action toward that goal is more important than fear. I’m starting dividend investing! Why Start Dividend Stock Investing Now? I’ve put off investing … Read more
I’ve spent years paying off debt accumulated during my college experience so these days I spend a lot of time trying to help young people not make the same mistakes. Student loan debt has surpassed the trillion dollar mark and student graduating with student loan debt have to delay purchases like buying a home or … Read more
How do you get a reluctant spouse on board with budgeting? How does everyone convince their spouse to pay off debt? Why does it seem like everyone is working together on their finances except you? If you’re like me and my husband, it wasn’t easy to get on the same page with money instantly. While … Read more
I’ve been thinking a lot about the home buying process lately since I bought our home three years ago and have helped numerous family members through the process as well. Since buying a home is one of the largest purchases a person will even make, it is one that should be carefully planned for and … Read more
Happy New Year! It is the beginning of a new year and like many people out there you are likely planning to make new year’s resolutions to improve your life this year. Many years I make financial related goals and resolutions for improving our finances for the new year. My goals are generally about being … Read more