Doubling down on this income stream 💪

Unreliable Income Streams

Last week one of my biggest affiliate revenue partners cut their payments in half.

Then my YouTube friend got hit by the invalid traffic bug and lost most of her income.

It was a huge wakeup call for me.

I’ve been making a full time living online for two years now but a huge chunk of my income comes from sources that I don’t control.

If you’re creating content or working as an affiliate marketer you can make good money.

But you don’t control that income.

It could disappear overnight because of a company’s decision.

That’s why I’m doubling down on digital products.

I already create and sell digital products. I own the product and receive the full revenue. I own the audience and control how I contact them.

Selling digital products can be more difficult but after thousands of sales I know it’s the most reliable source of income.

Why? Because it’s 100% within my control.

Resource Of The Week

Shoutout to this sponsor!

I recently changed my business over to using our sponsor Relay, a great banking solution that’s truly built just for your small business.

There are no fees, no minimum balances, and you can operate your account using automations and the Profit First model. Relay is an online banking and money management platform that’s a perfect fit for small businesses and one I recommend. Even better? You can earn up to 3% APY on savings with Relay savings accounts.

It only takes 10 minutes to apply for a free Relay account, and with my link you receive an extra $50 when you sign up and deposit $100.

Must Watch Videos

Speaking of income streams… have you heard of Amazon Influencer? Is it actually worth it or not? I tried it and shared my 30 day results.

video preview

What income streams would you like to try or see me try?

Have an amazing week!

Mary at Create With Pennies

Relay is a financial technology company, not an FDIC-insured bank. Banking services and FDIC insurance are provided through Thread Bank and Evolve Bank & Trust; Members FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted.

The interest rates and annual percentage yield on your account are accurate as of 05/16/23 and are variable and subject to change based on the target range of the Federal Funds rate. APY will vary between 1-3% depending on the balances held. Earn 1% APY on savings balances of less than $50,000, 1.5% APY on savings between $50,000 and $250,000, 2% APY on savings balances between $250,000 and $1,000,000 and 3% APY on savings balances of more than $1,000,000. There are no minimum balances or minimum deposits required to earn interest on your account.

Mary is the founder of Pennies Not Perfection where she shares her journey to build wealth through online income. She quit her day job in 2021 after she paid off her debt and doubled her 9-5 salary.

Mary's favorite free financial tool is Personal Capital. She uses their free tools to track net worth and work toward to financial freedom.

Her favorite investment platform is M1 Finance, where she built a custom portfolio for free with no fees. She shares her portfolio growth and savings progress every month on YouTube.