Should You Go on Vacation While Paying Off Debt?

Should you take vacations while you are paying off debt? If you are super focused on getting out of debt then is it worth it to take a vacation? I recently took a vacation with my mom, but I haven’t forgotten about paying off debt! I’m sharing my reasons why we took this vacation, ways … Read more

How To Save Money On Food

In the past, each month I would check my monthly spending and realize I’d spent a lot of money on food. A lot. Way too much. Between groceries and eating out I overspent my food budget every month. It was something that continually frustrated me because I overspent on food constantly. It wasn’t until I … Read more

Best Budget Planner Stickers On Etsy

Best Budget Planner Shops On Etsy

Since I’ve been budgeting on paper my methods have evolved to include budget sticker kits made for planners. Budget planner stickers allow pen and paper budgeting to be more organized, beautiful and fun! There are many different Etsy sticker shops creating and selling budgeting planner stickers and I’ve tried many of them! Here I’m sharing … Read more

Our FHA Mortgage Refinance

I’ve shared a lot about our first home purchase from the starter home purchase price to the easy ways we were paying it off faster to drop PMI. Now I’m sharing the next phase in our home ownership journey: our mortgage refinance. Why We Decided To Refinance When mortgage rates dropped to low levels in … Read more

What Makes Up Your Credit Score

Your credit score is incredibly important for many reasons from buying a home to paying less on debt you do owe. People often use good credit to leverage their money and achieve more than those who have bad credit. If you are wanting to improve your credit and reach a good credit score so. you … Read more