My credit score was not great when I first started learning about money, but recently I’ve benefited from multiple refinances where my excellent credit gave me huge benefits and saved me tens of thousands of dollars After refinancing our mortgage AND the parent plus loans I’ve been paying, I’m more convinced than ever that you … Read more
When you are saving money to pay off debt or afford a big expense like your first home, you likely will be looking at a number of options to save money. One area where you can save a lot of money is by living with roommates. Why live with roommates? Living with roommates is actually … Read more
I love selling digital products and I’m glad I finally started selling profitable digital products in 2019 after years of dragging my feet. It has been an incredible and profitable income source in my online business! Not sure what to sell? There are hundreds of digital products you can sell! Selling Digital Products Selling digital products … Read more
Our April paycheck budget has a ton of new changes because our lives are different now and it felt like a good time to change up the budget as well! We are now trying out a pay yourself first method which we will soon combine with a percentage based style like 80/20 or 50/30/20. I’ll … Read more
Certain financial experts suggest you start bettering your financial life with saving up $1,000, and while that is a good start, most people have expenses far beyond $1,000. But is $1,000 enough for an emergency fund? While a starter emergency fund of $1,000 can help many people get started, it’s important to consider whether or … Read more
Having an emergency fund is incredibly important and the roller coaster of this year has proven it to many of us. Currently my number one financial goal is saving up a 3 to 6 months emergency fund. We can’t control everything in the world despite our internal desire for control and certainly. Life happens and … Read more