In the past, each month I would check my monthly spending and realize I’d spent a lot of money on food. A lot. Way too much. Between groceries and eating out I overspent my food budget every month. It was something that continually frustrated me because I overspent on food constantly. It wasn’t until I … Read more
Since I’ve been budgeting on paper my methods have evolved to include budget sticker kits made for planners. Budget planner stickers allow pen and paper budgeting to be more organized, beautiful and fun! There are many different Etsy sticker shops creating and selling budgeting planner stickers and I’ve tried many of them! Here I’m sharing … Read more
I’ve shared a lot about our first home purchase from the starter home purchase price to the easy ways we were paying it off faster to drop PMI. Now I’m sharing the next phase in our home ownership journey: our mortgage refinance. Why We Decided To Refinance When mortgage rates dropped to low levels in … Read more
Your credit score is incredibly important for many reasons from buying a home to paying less on debt you do owe. People often use good credit to leverage their money and achieve more than those who have bad credit. If you are wanting to improve your credit and reach a good credit score so. you … Read more
We recently refinanced our mortgage and this video is sharing our new mortgage details and how we are now paying much more to our mortgage principal balance each month thanks to the refinance. Our mortgage payoff journey is having a “restart” with this new mortgage amortization schedule but we’ve gone from 25 years left on … Read more