Do you want to save more money this year? Saving money can be hard but these easy savings challenges make it easier and more fun.

Easy Savings Challenges For 2022

Savings challenges can make saving money easier and more fun. It’s one of the best way to hit all your savings goals and actually achieve the amount of money you want to save. Keeping your goals visual and having these challenges in front of you guarantees you will hit your savings goals.

Let’s look at 5 easy savings challenges you can try in the new year or anytime!

Save $1,000 In 30 Days

Save $1,000 In 30 Days Challenge Video

The $1,000 In 30 Days savings challenge is all about saving up $1,000 quickly. This challenge has multiple options so you can save a daily amount every day for 30 days. At the end of the month you will have $1,000 set aside for your savings.

This challenge is great for many reasons:

  • short term so you don’t have to save at this rate forever
  • can be accomplished quickly
  • gives you a sense of accomplishment early in saving money
  • save up enough for a starter emergency fund or emergency need FAST

This challenge can be difficult for many so it might be too much to start with. You can do the next two challenges where you save up for the whole year to get just over $1,000 as well.

Get the $1,000 In 30 Days Savings Challenge HERE!

52 Week Savings Challenge

52 Week Savings Challenge Tracker Printable Bundle | Money Challenge Trackers | Savings Tracker PDF 1

The 52 week savings challenge is great because it eases you into saving money. You will save a certain amount per week all year long, but you start small with just $1 and work your way up to bigger amounts at the end of the year. At the end of the year you will have over $1,000 from what you saved each week.

This is a fantastic savings challenge for people wanting to start saving in the new year. It eases you into it but also creates the habit – putting away money into savings every week is a great habit to have.

If you re interested in more ways to build a weekly savings habit also check out my Transfer Tuesdays series.

Get the 52 Week Savings Challenge HERE!

52 Week $20 Savings Challenge

52 Week Savings Challenge Tracker Printable Bundle | Money Challenge Trackers | Savings Tracker PDF 1

The 52 Week $20 Savings Challenge is a great one to try because it requires just saving $20 every week for the entire year. You can do this with saving $20 in cash or by moving $20 to your savings account each week.

At the end of the year you will have $1,040 in your savings if you complete this challenge.

Get the 52 Week Savings Challenge HERE!

Save $10,000 In One Year

How to Save $10,000 In A Year Video

With the $10,000 Savings Challenge you will save $10,000 in one year’s time. There are multiple options for this challenge and each one gives you a certain amount to save per week. When you save that amount weekly all year you end up with $10,000!

In this challenge each week you save anywhere from $50 up to $300 in order to save $10,000 in one year.

Get the $10,000 In One Year Savings Challenge HERE!

Save $20,000 In One Year

Save $20,000 In A Year Video

This savings challenge is straightforward and operates just like the $10,000 in a year challenge. There are two options available that will both lead you to save $20,000 in one year.

With this challenge each week you save anywhere from $100 up to $550 in order to save $20,000 in one year.

This is a great challenge if you want a stretch goal, need to save up a downpayment for a home, or are working toward financial independence.

Get the $20,000 In One Year Savings Challenge HERE!

Impulse Spending Savings Challenge

control spending stop impulse buys - pennies not perfection

With this challenge you write down all of the impulsive purchases you wanted to make but did not during the week. Then you total up that amount of what you would have spent. Move that number into savings.

This one can actually be the hardest to do if you have a problem with impulse spending. But it can also be the one that is most life changing because it focuses on multiple areas:

  • stopping impulse spending
  • making conscious spending decisions
  • saving money that would have been spent

This tackles multiple areas that can often be a problem when people can’t save money. Because it requires more internal work and effort this challenge can be a bit harder than just saving money.

Get the impulse spending cards in the Money Printables Library!

How To Get These Easy Savings Challenges

These savings challenges are all available in my money saving printables shop. They are also all included if you purchase the Money Printables Library which is the vault for all past and future money printables.

Most of them are included in the Savings Challenges Printable Bundle with additional savings challenges that you can print and use again and again.

The Savings Challenges Printable Bundle includes:

  • Save 1,000 Dollars In One Year | 1,000 Dollar Savings Challenge Tracker Printable (2 options)
  • Money Saving Challenge 1K | 1,000 Dollar Savings Challenge Tracker Printable (4 options)
  • Save 10,000 Dollars In One Year | 10,000 Dollar Savings Challenge Tracker Printable (2 options)
  • Save 20,000 Dollars In One Year | 20,000 Dollar Savings Challenge Tracker Printable (2 options)
  • 52 Week Savings Challenge Tracker Printable Bundle | Money Challenge Trackers (8 options)
  • Savings Challenge Goal Tracker Printable | Piggy Bank Savings Goal Tracker (2 options)
  • Money Savings Goal Tracker | Dollar Bills Savings Tracker Printable (4 options)
  • Weekly $ Amount Yearly Savings Challenge (9 Options)
  • 80 Savings Tips to help achieve your savings challenge goals

This printable bundle includes the best selling savings trackers from the money printables shop. Each printable included is designed to help you track your savings as you challenge yourself to save more money and hit big financial goals.

Get the Savings Challenge Bundle HERE!

Want even more ideas? Check out my friend Kelly’s list of savings challenges!

Mary is the founder of Pennies Not Perfection where she teaches you how to make online income to build wealth and gain freedom. She quit her day job in 2021 after she replaced her salary.

Mary's favorite free financial tool is Personal Capital. She uses their free tools to track investments, grow her net worth and work toward to financial freedom.

Her favorite investment platform is M1 Finance, where she built a custom portfolio for free with no fees. She shares her portfolio growth and savings progress every month on YouTube.