New Year, New Me… Maybe?

Don’t let your goals fade yet.

January has a reputation for fresh starts and empowering resolutions.

But it doesn’t stick. The research shows 94% of people abandon New Year’s resolutions in the first two months.

Don’t want this to happen to you?

Instead of trying to overhaul your whole life all at once, start small.

Want to save money this year? Set up an automated weekly transfer for just $10 or $20 to start.

Trying to pay off debt? Add an extra payment this week for $50.

Cutting spending? Write out a list of all your monthly subscriptions to review for cuts.

The actions you take don’t have to be huge life changing ones to start. Small steps add up and build momentum over time.

11 Tiny Changes You Can Make

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In this video I share 11 tiny changes you can make to help make budgeting easier. Tiny actions truly can bring about change!

Organize Your Savings

If you are trying to save money this year, my sinking funds spreadsheet can help you stay organized and on track.

I’ve always loved sinking funds, and this year I decided to focus in on using them to hit our goals in life. We’re planning to save for multiple goals in 2025 including travel, car repairs, gifts, and more!