• Are Low Down Payment Mortgages Worth It?

    When we purchased our first home we went with an FHA mortgage loan that allowed us to put down just 3.5% of the home price. This low down payment mortgage option allowed us to buy our first home without saving up much money, but was it worth it? Today I’m looking over the pros and […]

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  • 12 Frugal Beauty Tips | Beauty On A Budget

    Do you love beauty products and makeup but don’t want it to destroy your budget? Welcome to the beauty on a budget club! Today I’m sharing my frugal beauty tips and my own personal favorite budget beauty products as a collaboration with Cents and Purpose and Kate Kaden! Makeup and beauty is one area where […]

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  • 50 Things To Do Instead of Spending Money

    When you’re trying to live on a budget and save or pay down debt then it’s essential to cut spending in certain areas. Unfortunately cutting expenses generally gets a bad rap of not being fun. Since I still like to enjoy life and have fun, I’m created a list of 50 fun things to do […]

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  • 13 Sinking Fund Categories For Your Budget

    Sinking funds can change your life. They radically transformed our budgeting life once we started using them. You may be getting ready to start several funds now that you know how sinking funds work, but you don’t know exactly which categories you should be using. If you are wondering what sinking funds should you start […]

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