If you are a financial YouTuber looking to earn money from your channel beyond ads, you should consider affiliate marketing. Promoting good financial services and products is a great way to increase your revenue.
I’ve written before about the best affiliate networks for budgeting YouTubers and how to use affiliate marketing on Youtube, but today I’m going to cover some of the best affiliate programs for personal finance niche YouTube channels or blogs.
Best Financial Affiliate Programs For Personal Finance Niche YouTubers & Bloggers
Below I’m listing my favorite personal finance niche affiliate programs, most of which are from the affiliate network FlexOffers.
If you are a personal finance blogger or YouTuber who has not yet signed up for FlexOffers to find affiliate programs then you should use my referral link and do it right now! It’s a goldmine for programs that convert well and are actually high quality and helpful for your audience.
I do not belong to or promote all of the affiliate programs below because I’ve limited my number of affiliates to promote at once but I do promote 6 on this list and love the others!
This is a list from May 2020 so payouts and terms of these programs may have changed, check them out today to see if things have changed!
Investing Affiliate Programs
These affiliate programs are amazing for investing focused content creators and have amazing payouts.
Acorns
Affiliate network: FlexOffers
Payout: The payout is $8.00 per lead.
Description: “Acorns offers a micro investing app that helps people save and invest for their future. Over 3 million Americans use Acorns to help set aside a little from their everyday purchases. This program has a 30-day cookie duration.”
Blooom
Affiliate network: FlexOffers
Payout: The payout is a flat fee of $12.00 on free analysis leads.
Description: “Blooom is a group of experts dedicated to managing users’ 401k online in a simple, affordable way — giving people the confidence to make smarter decisions with their hard-earned dollars.This program offers a 30-day cookie duration.”
M1 Finance
Affiliate network: FlexOffers
Payout: The payout is $80 of qualified fundings.
Description: “M1 is the future of finance in a sleek, modern app. Rated #1 for both Sophisticated Investors and Socially Responsible Investing by Investopedia, users can enjoy: free investing, high yield checking, low rate borrowing, automation, and optimization. This program offers a 30 day cookie duration.”
Motley Fool
Affiliate network: FlexOffers
Payout: The payout is $112 on sales.
Description: “The Motley Fool is dedicated to helping the world invest — better. Founded in 1993 by brothers Tom and David Gardner, The Motley Fool helps millions of people attain financial freedom through our website, podcasts, books, newspaper column, radio show, mutual funds, and premium investing services. This program offers a 45-day cookie duration.”
Stash
Affiliate network: FlexOffers
Payout: The payout is $4.00 per lead.
Description: “Stash is on a mission to empower a new generation of investors, offering different types of accounts in which everyone can access to new financial opportunities. This program offers a 15-day cookie duration.”
Personal Finance Affiliate Programs
These general personal finance affiliate programs are great for multiple different kinds of channels and content.
MyFICO
Affiliate network: FlexOffers
Payout: The payout is $12.00 per purchase of the Ultimate 3B monthly or quarterly report product, $4.00 on a 1B product purchase, $8.00 on a 3B product purchase, $80.00 each time the annual 3B product is purchased, and between 8.4%-12.64% on particular SKU List products (a sale under $4.00 will receive no commission).
Description: “myFICO is the leading expert in providing actual credit reports, scores and information to consumers online. This program offers a 30-day cookie duration period.”
Payoff
Affiliate network: FlexOffers
Payout: The payout is $120 when a customer gets funded within 30 days of the application.
Description: “Payoff consists of a team of financial services professionals, research and clinical psychologists, data scientists, neuroscientists, member advocates, and technology experts working together to better understand and accelerate people’s journey towards financial wellness. For customers, Payoff consists of an easy online application, personal service from start to finish, and attainable loans at competitive rates. This program offers a 45-day cookie duration.”
Personal Capital
Affiliate network: FlexOffers
Payout: The payout is $100 per qualified lead (links at least $100,000 in investable assets to Personal Capital’s Free Financial Dashboard).
Description: “Personal Capital is wealth management for the Internet Age. Their online platform combines digital technology with highly personalized service to provide a holistic view to a unique financial picture. The Personal Capital affiliate program offers a 60-day referral period.”
SuperMoney
Affiliate network: FlexOffers
Payout: Payout of up to $750 per funded loan / sale. Payout applies to all financial services verticals on the SuperMoney website.
Description: “SuperMoney helps people compare financial services. In fact, to date we’ve helped millions of people shop for loans, investments and other financial related products. As a financial services aggregator, SuperMoney partners with the world’s leading banks and financial service companies to empower consumers with a KAYAK-like comparison shopping experience.”
TransUnion
Affiliate network: FlexOffers
Payout: The payout is $48 of sales.
Description: “Millions of consumers use TransUnion’s products to manage their credit online & through our apps, protect their identity day & night, and make meaningful progress toward their financial goals. This program offers a 30 day cookie duration.”
Truebill
Affiliate network: FlexOffers
Payout: The payout is $6.80 on sales
Description: “Truebill is an app that helps people gain awareness about their spending habits and better manage their money. Truebill makes it easier than ever to manage subscriptions, lower your bills, and stay on top of finances & budgeting. This program offers a 30-day cookie duration.”
Money Saving Affiliate Programs
These affiliate programs are great for people are are wanting to save money. If you have a frugal or savings focused audience, these are for you!
Honey
Affiliate network: FlexOffers
Payout: The payout per New Desktop Installs only (no re-install) is $0.8 per US customer.
Description: “Honey is a browser extension that finds the best discount codes/makes sure you never overpay. Shop like normal and when you’re ready to checkout, we’ll instantly find and apply the Internet’s best codes directly to your cart. It only takes two clicks and it’s 100% free. This program offers a 30-day cookie duration.”
Trim
Affiliate network: FlexOffers
Payout: The payout is $4.50 (user connects financial account).
Description: “Trim is a virtual personal assistant that constantly works to save users money. Trim adds value in such ways as canceling old subscriptions, setting spending alerts, checking how much users spent on ride-sharing apps the previous month, and automatically fighting fees.”
Side Hustle Affiliate Programs
These affiliate programs are great for the side hustle and make more money niche.
Instacart
Affiliate network: FlexOffers
Payout: The payout is $20 per Shopper Activation.
Description: “Shop and deliver everyday essentials with Instacart, the go-to service for quick and effective grocery shopping. Set your own schedule, be a household hero, and earn money quickly. Customers select groceries through a web application that gives them access to their favorites stores online. Full-service shoppers receive these orders through an app on their smartphone, then shop and deliver groceries to the customer’s door. This program offers a 30-day cookie duration period.”
Referral Programs
You can also promote many referral based products where you can earn free items or cash but it’s not strictly an affiliate program. I’ve listed my favorite referral programs below.
Rakuten
Payout: Earn $25 for each referral.
Description: “Since our founding in 1997, Rakuten has helped shape the way people shop online, offering Cash Back, deals and shopping rewards on the world’s largest selection of products and services. To date, our 12 million members in the U.S. have earned over $1 billion in Cash Back at their favorite stores.”
Robinhood App
Payout: One free stock for each referral.
Description: “Robinhood, a pioneer of commission-free investing, gives you more ways to make your money work harder. Make unlimited commission-free trades in stocks, ETFs, and options with Robinhood Financial, as well as buy and sell cryptocurrencies with Robinhood Crypto. “
Mary is the founder of Pennies Not Perfection where she shares her journey to build wealth through online income. She quit her day job in 2021 after she paid off her debt and doubled her 9-5 salary.
Mary's favorite free financial tool is Personal Capital. She uses their free tools to track net worth and work toward to financial freedom.
Her favorite investment platform is M1 Finance, where she built a custom portfolio for free with no fees. She shares her portfolio growth and savings progress every month on YouTube.