What Makes Up Your Credit Score

Your credit score is incredibly important for many reasons from buying a home to paying less on debt you do owe. People often use good credit to leverage their money and achieve more than those who have bad credit. If you are wanting to improve your credit and reach a good credit score so. you … Read more

New Mortgage Details & Refinance Closing Costs

We recently refinanced our mortgage and this video is sharing our new mortgage details and how we are now paying much more to our mortgage principal balance each month thanks to the refinance. Our mortgage payoff journey is having a “restart” with this new mortgage amortization schedule but we’ve gone from 25 years left on … Read more

Why Having A Good Credit Score Matters

In the United States our society is increasingly built around using credit to make not only purchases but financial decisions about people. Credit scores are used for more than just getting a credit card – they are used for a number of things from getting a home to getting a job. Credit scores demonstrate your … Read more

How To Start Dividend Investing For Beginners

I love watching investing videos on YouTube about dividend stock investing, and I put off doing it myself for almost two years. However, I know one of the biggest investing mistakes is not taking action toward a goal so in early 2020, I started an account specifically for dividend investing. Why Start Dividend Stock Investing? … Read more

Apply For Life Insurance Online? My Experience Doing It

My husband had multiple in person appointments to get life insurance over several weeks in order to get life insurance. After his awful experience I asked myself: can I apply for life insurance online? The answer? Yes, you can totally apply for life insurance online. But it is worth it? I realize with young children … Read more